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Paper 6: Travel Insurance Agents

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Topic coverage guide

Syllabus and topics for this paper

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Part I: Principles and Practice of Insurance

  • Risk, contract and agency
  • Insurable interest, utmost good faith and proximate cause
  • Indemnity, contribution and subrogation
  • Industry structure, regulation and ethics

Policy, Documentation and Insured Trip

  • Travel insurance agents and basic policy features
  • Proposal, policy, schedule and certificate
  • Insured trip, geographical area, period, rating and underwriting

Personal Accident, Medical and Emergency Benefits

  • Personal accident benefits
  • Medical expenses and hospital benefit
  • Emergency services, evacuation and repatriation

Baggage, Money, Documents and Liability

  • Baggage and personal effects
  • Baggage delay
  • Personal money and travel documents
  • Personal liability

Travel Delay, Cancellation and Curtailment

  • Travel delay
  • Loss of deposit or cancellation
  • Curtailment
  • Outbound Travel Alert

Limitations, Exclusions and Claims

  • Common limitations and exclusions
  • Notification, mitigation and evidence
  • Beneficiaries and general provisions
  • Handling contingencies
Practice modeBlended mode mixes syllabus areas and question formats in one test.
Paper 6: Travel Insurance Agents1 / 20

Insurance Principles

Statements I–IV

Which statements are correct for travel-insurance business? I. A travel insurance agent acts on behalf of the appointing insurer within authority. II. Material facts relevant to the proposed risk must be disclosed during negotiation. III. Indemnity cover is not intended to let an insured profit from a loss. IV. Contribution applies whenever only one policy covers the loss.

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